Questions for Couples: Money Number II

Because Money matters are such important issues relationships, and there are so many of them we have decided to post a second entry that deals with money. Most likely there will be more money questions to come.

Do you use a budget? How closely do you follow it?

How do you feel about car insurance? Are you insured?
Do you prefer a high deductible or a low deductible?
Do you get the minimum coverage, the maximum coverage, or something in the middle.

Do you have or would you buy homeowners insurance? Renters insurance?

How do you feel about life insurance?
Do you prefer Whole-life or term-life? Do you actually know what the differences are?
How do you feel about HSA's(Health Savings Accounts)? Do you have one?
Do you prefer HSA's or Health insurance?

Are you saving for retirement?
Do you manage your retirement monies or does someone else?
Does your company have a pension plan?
Do you have an IRA?
Do you prefer Roth IRA's or traditional IRA's?

What do you think is the best method to save for retirement?
a)I'm not concerned about that yet
b)I like IRA's
c)I like savings bonds
d)Mutual funds
e)T-notes
f)Money Market
g)In a checking account
h)I keep it under the mattress... I mean it's not under the mattress, but that seems the safest. Ü
i)GOLD Bullion
j)I think the stock market is best (if yes, choose one of the following)

• As long as you buy the Blue chips
• I think penny stocks offer the best returns
• You won't make the big gains, if you don't take the big risks
• I like a diverse portfolio
• Other

k)I think real estate provides the best retirement investment
l)I like a combination of some of these options
m)I'm planning to win the lottery (I have a system Ü)
n)Other

How do you feel about playing the lottery?
Do you gamble? Are you addicted?

Do you play the slots? if yes do you prefer the cheap ones, or the bigger slots
Do you play poker? Which kind do you prefer?
How do you feel about blackjack?
Roulette? Keno? Craps?

Is bingo Gambling?
What if it's free?
Would you stay at a casino for a business trip? for a family vacation?
Is it gambling if the casino gives you a free credit, some chips, or some money to play with?
If you gamble how much would you spend at one time? On the same trip?
In a year?

Do you bet on sports?
Do you bet on horses?
How do you feel about friendly wagers?
What about potentially embarrassing wagers or deals?

Would you tell your spouse about the money you won through one of these methods?
What about the money you lost? Would the amount make a difference?